Save in Bitcoin. Spend with Intention.
Stack sats toward real goals. Track progress instead of watching the price.
📊 Stop Watching the Charts. Start Tracking Progress.
Bitcoin is volatile. Your goals are not. StackToBuy shifts your focus from price charts to life milestones. Know exactly how close you are to affording what truly matters in Bitcoin terms.
💡 Inspired by YNAB. Built for Bitcoin.
Your money should have purpose. Assign every sat to a specific goal: a home, a trip, retirement, or your child’s education. Build your future one sat at a time.
🎯 Stacking for Something Bigger?
Whether you're saving for off-grid freedom or just a new laptop, StackToBuy helps you track your Bitcoin journey toward the things that actually matter. No fiat mindset. No dopamine-driven spending. Just intentionality.
🛠️ How It Works
- Set your goals: Add one or more items or life milestones. Assign a fiat price to each.
- Assign sats: Enter how much Bitcoin you’ve earmarked. No xpubs. No keys. No connecting wallets.
- Track progress: As Bitcoin strengthens or you DCA in, your goals get closer. Simple as that.
🙋♀️ Frequently Asked Questions
Why not just track the price?
Because it is a distraction. Watching Bitcoin’s price all day is addictive, anxiety-inducing, and rarely leads to smarter decisions. StackToBuy helps you zoom out. A house. A bike. A year off-grid. These are the goals worth tracking.
🧠 Emotional drain: Watching charts trains impulsivity. Tracking goals builds discipline. Most stackers do not need more adrenaline. They need clarity.
⏳ Time cost: How many hours have you spent refreshing price feeds or checking your stack’s fiat value? What if you used that time to plan your future?
📉 False signals: Price is noisy. It fluctuates for reasons outside your control. But your goal, like one bitcoin for a down payment, is solid. That is the signal worth tracking.
🧭 Behavioral alignment: You are not a day trader. You are building wealth. StackToBuy helps you align your behavior with your values. Save intentionally. Spend deliberately. Cut out the noise.
Do I need to connect my wallet?
Absolutely not. StackToBuy is fully non-custodial and privacy-first. No xpubs. No wallets. No keys. Just tell us how much Bitcoin you have earmarked, and optionally how much you are DCAing. We will handle the rest.
I already save in Bitcoin. What is the point of tracking a goal?
Because saving alone is not the same as spending with intention. You could wait forever, becoming fabulously wealthy on paper while fiat continues its slow decline. But your life does not actually improve until you put those sats to work.
When you track a specific goal like a laptop, a down payment, or a sabbatical, you give your Bitcoin a purpose. You shift from passive stacking to active planning.
Say you earmarked one thousand dollars worth of Bitcoin for a laptop. You wait. Eventually, that same Bitcoin is worth three thousand dollars, and the laptop is on sale. Because you tracked it, planned it, and delayed gratification, you can spend without hesitation or regret.
🎯 Know when it is time to strike. No FOMO. No guesswork.
🧠 Trade dopamine hits for real milestones.
🧭 Align your savings with your life, not just the market.
Can StackToBuy track product prices too?
Soon. You will be able to add a product URL, and we will track fiat price fluctuations alongside Bitcoin price. That way you know when both align in your favor.
A fifty percent off sale is functionally the same as your Bitcoin doubling in value. When both happen together, it is not just a discount. It is your signal.
Whether the deal comes from the store or from NGU, you will know exactly when to act.
🧮 How does StackToBuy calculate goal progress?
We use a simple equation that balances your Bitcoin savings against the current fiat price of your goal.
(Your BTC Stack + Optional DCA Projection) × BTC Price ≥ Goal Price + Gratification Bonus
Your BTC Stack: The amount of Bitcoin you’ve earmarked for this goal.
Optional DCA Projection: If you’re stacking regularly (e.g. weekly), we project your added sats.
BTC Price: Pulled in real time to reflect current value.
Goal Price: The fiat price of your target — a product, trip, or milestone.
Gratification Bonus: A buffer you can add for peace of mind or delayed gratification.
This gives you a clear signal, so you can act with confidence when your sats are enough.